Your purchase apartments lasts about 2-3 months (first made a preliminary agreement at the notary and are paid to the seller, usually 10% of the value of the property). Then the notary prepares the necessary documents for the closing of the transaction (the draft agreement, certification of the land register, the absence of default by the owner of the object, the absence of a dispute with the facility, compliance with data specified in the contract prior to the actual state of affairs, etc.).
Real estate in Belgium, bought on credit, once issued in the name of the buyer, who immediately becomes its official owner. It is possible to live, take it as a rental, as well as sell. Notary to draw up all necessary for each individual case documents.
Brussels - the political, economic and cultural center of the country, it is called "Little Paris." Brussels becomes the official capital of United Europe - here are the central organs of the Commission the EU, NATO, ministries, embassies, international representation, etc. A decent apartment with total area of approximately 100 "squares" is in Brussels approximately 70 000 euros.
 Additional costs for purchasing a house or flat in the secondary market, the first value that should be added to the selling price will be the registration fee.
In Belgium, it reaches almost a record for Western Europe's value - 12.5 percent of the amount of the contract. This money can be transferred to the Belgian treasury not immediately, but no later than four months from the date of purchase. VAT transactions on the secondary housing market in Belgium is not taxed. If purchased new or unfinished house, the 12.5-percent registration fee is charged only on the value of the land. The building itself is subject to tax on value added tax, which amounts to 21 percent.
It should be noted that for the sale of property by spouses is necessary to achieve the full family consent. Say, the house is decorated in the husband and the family uses the property as his principal place of residence. In this case, without wife's consent to sell the house the family head can not - even if legally the sole owner of his acts.
If popolzovavshis his Belgian home, you decide to sell, the proceeds may be interested in the Belgian fiscal authorities.
The capital gains tax when selling real estate is not only punish those who used the house as directed, and lived there for at least 5 years. Otherwise, and if the object you got as a gift (not to be confused with the inheritance) is less than 3 years ago, will have to pay the government put 16.5 percent of the "incremental." Incidentally, the same pay here dealers and professional housing - marchands de biens.
Spending, once incurred by you when you make a transaction, and the first four years of living in the house, we can safely lay in the price. Without payment of fees allowed to "increment" capital to a maximum of 5 percent for each year lived in the house. If the gap between the amount of purchases and sales remained high, the difference will have to either justify or pay the tax.
Banks. Credits. Fortis Bank is a leader in Belgium on lending on mortgages (25 -30% market share), low bank interest on loans (3,5 - 5,5%).
The size of a bank loan can be from 50 do80% of the total value of the property and will be provided only by 6-7% per annum for up to 30 years.
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Buy real estate - Belgium