A number of opportunities opens up investment in property:
Buying a property worth at least $ 200 thousand in the territory of Panama.
Buying a property in an amount not less than 80 thousand dollars and the deposit amount not less than 120 thousand dollars on a deposit account in one bank of Panama.
The deposited amount is not less than 200 thousand dollars on a deposit account in one bank of Panama.
In this case, a bank account and buy a property are made on the personal name of the applicant.
Acquisition of property takes place in several stages:
• Select Property
• Reservation (average of 1 to 10 thousand dollars, the majority of companies returned
• in case of failure, but there are developers who do not return this payment);
• Preparation of contract and sign it (can happen in absentia: Send by courier or by proxy) - a payment of 10% of the cost of housing
• After 6 months - next 10% of the cost of housing
• After 12 months - an additional 10% .0
• Upon completion of construction - paid the remaining amount.
Schemes can vary, depending on the firm-seller.
Registration paid and ready to purchase the property will take you on average per month. To issue a certificate of ownership required proof of payment, contract, passport and identity card.
 Additional costs When it comes to buying a home, land and goes into
property owner - usually in the certificate on the property listed separately the cost of land and buildings. If we are talking about the flat, the earth under the house is in the collective property of tenants. Buying an apartment in a condominium, homeowners are becoming part of the house management - together with other tenants decide issues of raising fees for maintenance of the house (on average - from 1 to 1.5 dollars per square meter), overhaul, in some cases, establish special rules regarding pets, etc.
Apartment in a condominium or a cottage in a secure residential complex,
protected by the contract (hour security, support the territory, on request - insurance for housing). In the case of a stand-alone ownership, for example, a private villa on the shore, the owner himself takes care of protection: a pact with the security firm,
sets the alarm, hires people.
All problems can be solved at once by signing an agreement with a company that will administer the property (other than safety, monthly payments, rent, repair.
 Expenditure on the property will be useful to know that real estate bought in Panama, subject to taxes as follows:
Cost zhilyaNalog
Up to 30000 dollars SShANe taxed
From 30 000 to 50 000 dollars SSHA1.75% pa
From 50 000 to 75 000 dollars SSHA1.95% pa
From 75 000 USDSSHA2.1% pa
However, according to Panamanian laws, some new buildings may have exemption from tax payments:
Ownership:
Cost zhilyaOsvobozhdenie
$ 30 000 - $ 100 000 SSHA15 years
$ 100 000.01 - $ 250 000 SSHA10 years
$ 250 000, 01 and vyshe5 years
Non-residential property worth more than U.S. $ 30 000, has a release - 10 years. Same plots of land with a registered value of over U.S. $ 30 000, are not exempt from taxes. Also provides for tax exemption for 20 years for all real estate related to tourism development. It can be all types of hotels, motels, etc.. As well as exhibition and conference halls, museums, parks, ie, objects directly associated with the tourism industry.
Banks. Credits. Our partners offer services for open trade and investment offshore bank accounts in reliable banks of Panama.
They will help you in choosing a bank for your offshore company and osuschistvyat step procedure for documenting in the shortest possible time.
In this case, your presence is not required. All the necessary documents for opening an account with detailed instructions will be sent to you by mail is required.
Account management tools, as well as proof of account opening, will be sent directly to you by courier personal bank where you open an account.
Credit interest rate is an average of 6-7% per annum, the maximum term - 30 years, according to age. The amount of annual (monthly) credit payments should not exceed 45% of income, ie, if the annual income of 120 thousand, and the monthly, or 10 thousand, the maximum amount of loan payments per month will amount to 4.5 thousand
When a loan is made mandatory insurance for life.
To obtain a loan must provide the following key documents:
• Photocopy of passport
• Photocopy of another identity (vodit. right)
• Two letters of recommendation from the banks (preferably known)
• Two original letters of recommendation from any companies or businesses (commercial recommendation)
• Tax returns for the past two years, and other documents showing income (certificate of ownership, etc.).
• A letter explaining the sources of income and the sense of buying a property (residence, rental, investment, vacation home, etc.).
The more complete package of documents, the best loan terms available. If, say, bank employees are no doubt, you will finance up to 80%, and in some cases - up to 90%, though, even if the bank has excuses not to show such generosity, we can talk about 50%!
All documents must be translated and certified by the Apostille or Embassy
Panama's country residence. Pension and other benefits to buying a home do not apply, but pensioners have a number of significant benefits for a stay in Panama: the right to tax-free importation of equipment, car, substantial discounts on honey.
services, transport, restaurants.
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Buying real estate - Panama