Slovenian legislation does not allow a foreigner to acquire property as an individual. This article is currently controls 68 of the Constitution of Slovenia, additions and entered into force on 07.03.2003. Only citizens of Slovenia, EU member and the historical exclusion, U.S. citizens have the right to buy property as individuals within its territory.
But the question for non-EU citizens are also solvable. It's enough to opening the firm in Slovenia with a capital of 2.400.000 sit (10.000evro). The firm can be 100% owned innostrantsa or have a co-owner of a citizen of Slovenia.
Terms of registration of transactions:
1.Otkrytie firms to 4 weeks.
Terms of sale / purchase:
1.Kvartira-up to 1 month
2.Dom with a courtyard or a land plot for construction-1-2 months
3. Plot-3 months
Your sales transaction involves a contract between the seller and the owner and the registration of the transaction at the notary. Registration and registration in the cadastre of real estate is 14 (or more) days.
The process for payment
At the discretion and mutual agreement of the parties, recorded in
contract. Typically, the bank opened a special account under
sales contract with the agreed investment amount. When
presentation of documents to transfer ownership by
razblokuruetsya to the seller. Supporting document is
extract from the cadastre of real estate. Before signing the contract
signed an agreement on the contract and the buyer makes a deposit of 10%
value of the property.  Additional charges Other services and charges:
1. 80 Euro-registration of property in the Land Register in the name of the buyer.
2. 100-200 Euro-notary services.
3. Euro 200-interpreter services (paperwork).
4. 2.000 euros, all expenses for the opening of the firm.
5. 150 euro / month-content property of up to 60 sq.m.
6. 200 euro / month maintenance real estate for more than 60 sq.m.
7. from 250 euros / month-maintenance luxury real estate.
8. 2% of the value of the object-state tax on the purchase / sale of real estate.
Banks. Credits. Account in the Bank of Slovenia
Currently, anyone can open accounts in banks in Slovenia. Most advantageous to do this in one of the most famous and nadezhdnyh banks - Bank of Slovenia, the emission and the central bank of the Republic of Slovenia. This bank was founded June 25, 1991, when the Parliament of the Republic of Slovenia adopted the Law on the Bank of Slovenia. Not less advantageous to open an account in other local banks in Slovenia. In competition with big European banks, local banks are kept afloat only by offering high quality services, better knowledge of features of the Slovenian market and the patriotic feelings of Slovene citizens. It should also be noted that Slovenia due to its small area will not care much for most major foreign banks.
The kernel of the Slovenian banking system is New Ljubljana Bank (NLB). He also controls a number of regional banks. The amount of capital NLB and its subsidiary banks is 35% of total banking capital of Slovenia.If you are connecting to a group of NLB Dolenjske Bank and Bank of Celje, its share may increase to 43% .0 process of consolidation of NLB continues. In 1998. NLB in the list of 1000 largest banks in the world in the amount of capital was on the 781 site, and in 1999. - On the 643 site.
Based on the findings in the banking group contracts are coordinated overall development, issues of liquidity, etc. In late 2005, is planned for the last phase of consolidation - the union of capital. We consider two possible options for further development of the NLB: the conservation group's subsidiary banks, or full integration within a single bank. The last option is designed for 2-3 years.
NLB assumes by 2006. double the volume of their operations and increase its capital to 10 billion euros, thereby increasing its share in total banking capital of Slovenia by 10% .0 Bank intends to expand its presence outside of Slovenia. Negotiations with growing up. Savings Bank on joint cooperation, we plan to strengthen representation of NLB in Moscow. Consolidation of NLB also provides for reducing the number of shares in the hands of the state from 92 to 70% .0
The specific timing of large-scale privatization of speech does not go yet, although it announced its intention to state the process to implement. Preference will be given to large investors.
Second Slovenian banking group is still in its infancy. Its basis is designed to make Slovenian Credit Bank (SCB) and the New Credit Bank of Maribor (NKBM). In January. 2000. chairman of two banks signed a document of intent to merge. These banks are the second and third place in the Slovenian banking system with approximately the same specific weight - 12% .0 integration process to be completed in January. 2001. The main goal is the consolidation of banking operations, expanding the scope and structure of activity, attracting new customers, the concentration of detail. and human resources as a basis for further development of the bank.
Expected to increase the proportion of the bank in the Slovenian market to 35-40% by the addition of several regional banks in Slovenia. Challenge to the union is and the fact that CSC is in private hands, and NKBM - in the state. Resolving this issue will require privatization (to some degree) the Bank of g.Maribor. NKBM specializes in working with nat. individuals (population), and CSC - with entrepreneurs.
It is expected that in this respect banks complement each other. The new (merged), the bank will expand its activities in the territory of the former Yugoslavia. Prepare specific projects for the establishment of a joint bank in Montenegro, to buy shares of some banks in Macedonia and Bosnia-Herzegovina. In most Slovenian bank is going to establish its own pension fund. In accordance with the requirements of the EU, Slovenia has undertaken in the near future to implement the privatization of banks, primarily NLB and NKBM.
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Buy real estate - Slovenia