07.01.2006g. was finally passed a law to acquire real estate in
Turkish foreign nationals, according to which the right to purchase Turkish property received by citizens of most countries
Europe and former USSR countries: Russia, Ukraine, Azerbaijan, Georgia,
Kazakhstan, Kyrgyzstan, Moldova, Uzbekistan, Tajikistan, Estonia,
Latvia and Lithuania. Under the new law, foreign nationals
permitted to acquire any buildings (apartments, villas, commercial
sites), located within the administrative units, and
and land area of no more than 2.5 hectares. Registration of real estate as possible to the natural and legal persons.
On 01.06.2006 we introduce an additional condition of real estate
to citizens of Russia, Ukraine and other former Soviet countries -
need a residence permit (permit) for a period of 6 months for those customers whose names will be recorded in the certificate of the right
property (Tapu).
To perform this operation requires the following:
personal presence of customers (whose names will mean a TAPU) for submitting documents and obtaining residence permits valid for at least the next 6 months passport, 5 photos, bank card, which proves the existence of a Turkish bank account (account holders should be those citizens whose names which will be specified in Tapu) and the availability of the amount in the bank amounting to a 1,200 dollars for each customer an amount of 180-200 euros (depending on the course), component of the cost of a residence permit for 6 months.
Thus, the process of purchasing property in Turkey can be summarized
as follows:
1. The choice of real estate.
2. Conclusion of the contract.
3. Payment of deposit by Buyer.
4. Oforlmenie residence permit valid for 6 months in the future property owner.
5. Obtaining permission for the Buyer as a foreign citizen
to purchase real estate in Turkey.
6. Transfer of ownership certificate (Tapu) to the Buyer and
payment of the remaining value of the property.
7. Key handover, the population.
The contract for the purchase of real estate shall include:
1.Imena and address of the Buyer, the Developer / Seller Agency.
2.Kontraktnaya (purchase) price of real estate.
3.Velichina deposit and payment schedule the remaining amount.
4.Sroki registration of the transaction and terms of Tapu.
5.Dopolnitelnye terms of the transaction (Services Builder / Seller, the timing of delivery of objects).
When paying a deposit customer must provide a copy of a valid
passport, and, if neobhozhimosti open a Turkish bank
(With the assistance of our partners). Copies of passports should be made by all parties in the transaction, the names of which will be formalized Tapu.
In accordance with Turkish law, Tapu is the only
the document certifying the ownership of a particular object
Real Estate. In Cadastral Management, which holds and given Tapu,
You can get complete information about oekte property - who
belonged to object to a completely new transaction, whether debt or lawsuits,
etc.In Tapu specify the type and address of the property, the date of acquisition
(Date of registration of a new TAPU), the proportion of mutual ownership of the land where
property is located, as well as the cost of the object (this amount
used to calculate annual property taxes, as well as
paid by the state in the event of Stakhovo case).
Value, as a rule, can differ from the actual purchase price several times, which compares favorably with tax, but reduces the payment of
State insurance. This practice is accepted by the state and not
is the procedure of concealment of taxable value. At the time of receipt of Tapu buyer pays the remaining cost (or executes the payment in accordance with the schedule), and takes ownership.
Obtaining permits for foreign nationals to purchase real estate in Turkey: in accordance with the provisions of the newly adopted law the procedure for obtaining permits will take on average 3-5 months from the date of filing the request. For Russian citizens request will be made in 2 instances - the War Department in Antalya and the main cadastral management in Ankara, a request which is sent only after obtaining a residence permit for 6 months. Registration of Title Deed can be made only after receipt of these permits.  The cost of additional expenses paid by the buyer, an average of
500-1000 euros for an apartment, 1000-1500 euro for a house or villa.
Dannyesummy include:
1.Price registration permit for a foreign citizen (50-100 euros)
2.Stoimost a residence permit for 6 months - up to 200 Euros
3.Nalogi for sale (1.5%) and acquisition (1,5%), calculates the value specified in Tapu, usually paid by the buyer, so when you make Tapu,
4.Pokupatel pays 3% of the purchase price specified in the Tapu (300-1000 euros)
5.Kadastrovye charges when you make a TAPU (30-100 euros)
6.Uslugi interpreter (50-60 euros)
Making water meters and electricity: after making sure
Tapu, although this procedure can be performed within a few
months after receipt of Tapu. When purchasing a new building for registration
meters of water and electricity to pay the so-called
permission to reside in a particular apartment / house on kontretnogo
Owner Tapu (the cost of this document is 500-800 euros,
payment - a lump sum and one-time). After receiving this document
may register as a subscriber books on electricity and water to the
one or a few owners TAPU (80 euros -
electricity, 80 euros - water). When buying an object on the secondary market
As a rule, a residence permit has been issued the previous
owners, then cost is only the cost of new subscriber
numbers on the electricity and water.
 Expenditure on the contents of real estate property includes sleduyushie taxes and fees:
1. Annual real estate tax - is calculated on the basis of
minimum value of the land and buildings in the region m
Waterfront, the absolute value does not exceed 50
Euro / year for apartments, no more than 100 euros per year for villas and penthouses (can be paid in two installments - in May and November).
2. Tax on waste, whose value is determined by the location and size of real estate - 30-90 euro per year.
3. Annual contributions to the pools, sports grounds, saunas or otherfacilities, if any, within the complex - an average of 200-500 euros per year.
Utilities are:
1. Electricity - an average of 0.15 EUR / kWh, including taxes
2. Water - 0,6 euro / ton, including taxes
3. Gas - mostly imported - a cylinder 12l - 25 euros, sometimes in a modern complex equipped with centralized gas
and gas central heating, use of which is paid by the meter. Banks. Credits. Turkey is currently providing mortgages to foreign citizens as well as Turks living outside Turkey.
Foreign citizens or non-residents considering buying a second home in Turkey, or simply wishing to invest in property in Turkey could benefit from a wide range of lending products, and competitive loan interest rates in Turkish lira, euros, U.S. dollars, British pounds sterling and Swiss francs.
Even if the mortgages are a relatively new phenomenon in Turkey, customers can benefit from this service at a fixed or variable rate mortgage loans based on different needs and preferences.
Necessary documents to apply for a mortgage in Turkey:
• Individual tax number received in Turkey.
• A report on the assessment of property
• A completed application form for non-residents
• Photocopy of passport
• Entries from the credit bureau of the country of the applicant
• Residence permit applicant
• Bank account, operating the last three months
For additional information, our staff will be happy to advise you.
Mortgage lending in Turkey is widely available and conditions are similar to European ones. With our expertise in this area you can apply for a mortgage loan in Turkish banks.
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Buying Property - Turkey