| Canadian laws permit to buy property in Canada as its residents and citizens of other countries on an equal footing, with few exceptions, relating to recreational areas. However, foreign nationals, unless they prove that they will soon move to live in Canada, are not able to obtain preferential loans from banks to purchase real estate. This is due to the fact that the Canadian bank can not control or otherwise influence a citizen of another country. In principle, you may receive a loan under the purchased housing in some financial institutions in Canada, specializing in real estate transactions. But as a rule, these organizations pay the interest on a loan is much higher. The share of housing or businesses acquired in Canada by foreign nationals, including citizens of Russia, is quite high. Basically, get home as a safe investment, and rent them out to the expense of rent to pay loans and the cost of maintaining the house. If necessary, the person who buys a house or business, you can make a business immigration, to move permanently to a quiet and cozy Canada, and begin to live in an already existing at home. Buying real estate in Canada, except the property value and the aggregate value of bank interest rates on the loan buyer also incurs additional costs, namely: · - Payment of counsel · - Payment of real estate agents · - Payment of financial brokerage (if applicable) · - Fee for registration of ownership and registration of credit · - Credit Insurance (in case the loan is taken for payment of more than 75% of the cost of buying a property) · - Insurance House · - Land Transfer Tax - a one-time state tax, calculated according to the value of the property · - The cost of the technical inspection at home (if the buyer decides to conduct such an inspection) · - cost of connection to public services such as gas, electricity, water, telephone, cable. · - The cost of transportation of furniture and things and stuff. Banks. Credits. Currency is best to change at the offices of major companies and banks (in addition to them, usually do not charge a fee), money exchange offices (some work around the clock), the major hotels, airports, railway stations and bus terminals (but here the commission can range from 1 to 10 percent). Traveler's checks are American Express and Thomas Cook are accepted everywhere. Everywhere to accept and credit cards Visa, MasterCard and American Express. Banks are open for visitors on weekdays from 10.00 to 17.00. On Friday they closed at 18.00. |
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Buying property - Chile 
